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Patch of Land is a private money lender providing financing to real estate investors throughout the country. Patch of Land offers access to capital for residential and commercial real estate projects, including short-term business purpose loans from $100K to $3M. We offer financing that is fast, flexible, and competitively priced to provide investors leverage over their cash position. No income verification, leverage up to 85%, and the ability to finance up to 100% of the rehab budget with rates from 7.5% helps borrowers gain leverage with a consistent and reliable source of capital.